Learn to Invest Money. Profits are Better than Wages.

Learn to invest money!

That's right, now that you have a nice, steady stream of positive cash flow coming in from a job, or a business...You are ready to learn to invest money.

There are many different ways to invest money with a few different goals to keep in mind.

You can invest for quick profits. This is sometimes referred to as "flipping".

Or, you can invest for long term passive residual income.

Occasionally, you might find investments that offer both of these benefits.

I'm going to show you exactly what to put your money into in order to gain both types of these investment returns.

Counting Your Money, Where the Fun Begins

This is not as difficult as one might think. It simply means you must learn to calculate a rate of return.

I'm going to use very simple numbers to help you get the concept.

The first formula for learning to invest money is the rate of return.

You'll probably use this formula at least twice for each investment. First, to decide whether or not you want to do the deal. You'll use expected profits here. 2nd, after you've done the investment to measure actual profits.

This is how you do it.

Profits divided by initial investment.

For instance, I once bought a 96 GMC Jimmy for $1,800 and sold it for $3,000. This was a "quick flip". My profit on this investment was $1,200 and my initial outlay was $1,800.

Keep in mind that this took a total "flip" time of 2 weeks. That means in 2 weeks I earned 66% on that $1,800. If you could do that over a year, the annualized rate of return would be much higher.

Stocks and mutual funds are measured in an "annualized" rate of return. Brokers like to brag about 12% historical returns. You can see that earning 66% on your money in 2 weeks makes earning 12% on your money over a year absolutely laughable.

Now you are equipped to analyze the various investment options. Next you simply need to pick the most lucrative ones.

So Many Places to Invest - Where do You Start?

Stock Market

I am not a huge fan of the stock market. I will tell you this right now.

Here's why....

• Your money can completely vanish (your assets are based on paper and paper is inherently worthless. If the value behind the paper goes away, you are left holding paper.)
• Most people that "invest" in the stock market are not investors. They rely on a broker for investment advice. This broker makes money whether your portfolio goes up or down. Odds are, most "investment advisers" have made their money "selling" not "investing".
• Huge institutional investors that control vast amounts of money have the ability to swing markets according to their pleasure. I don't like being at their mercy.
• Mutual fund returns are too low.

*DISCLAIMER - Many people have made a TON of money in the stock market. You can make money here but you will have to become a true investor which means learning the ins and outs.

If you want to learn to invest money in the stock market, I recommend starting at investopedia.com

Real Estate

It's all true. Big money is made in the real estate industry. However, where there is big money to be made there is also big money to be lost.

While investing in this arena should be a goal of yours, I do not recommend starting out here. While some can and do succeed as beginners, it's important to remember that the stakes are high.

Typically real estate investing requires borrowing large sums of money. This means you must put yourself and your family on the line with money you don't have. If you lose, the banks will crush you!

Real estate investing is great for the savvy investor. It's even better for the savvy investor that does not need bank money to invest.

There are plenty of ways to invest and make great returns using your own cash.

Doing this will allow you to make money while you learn the principles of investing.

You'll also be able to keep your families financial future safe in the process.

Once you've generated enough skills and cash, it will be safe to move on to real estate investing where bigger profits can be made.

When you're ready to learn to invest money in real estate click here.

If not stocks, and not real estate, where then do you start?

I'm talking about things like cars, trucks, travel trailers, mobile homes, ATV's, snow machines, motorcycles, etc.

The list is endless.

Here are a few reasons why personal property is such a great place to start to learn to invest money...

• You can use your own cash to invest (less risk)
• You learn the art of buying and selling and hone your negotiation skills
• If your left without an immediate "out" for the item, you still have a tangible asset that you can enjoy in personal use
• Great profit potential!

Ok.. Next I want to really show you the goods. I'm going to tell you 2 of my favorite investments.

The first is investing in used vehicles.

This is an area where you can turn some money fast and earn some quick profits.

Everybody needs a mode of transportation. Why not cash in on a high demand area? If you take the time to learn to invest money here, there are some great profits in store for you.

There are a few tricks of the trade that, if followed, will save you much heartache and headache down the road.

1. Buy Low - Click Here for Tips On Buying A Car
2. Know your market
3. Have an great exit strategy
4. Purchase vehicles that are mechanically sound
5. Buy dirty, sell clean
6. Lower dollar vehicles have higher profit margins and are easier to sell

My 2nd favorite investment is mobile home rentals

Now we are talking about serious cash flow, residual income type investments. Learn to invest money here now and you'll reward yourself with time freedom down the road.

People need cheap housing and as the economy gets worse demand in this area gets better.

Here's what I like.

• Relatively low start up cost
• Serious cash flow which means great annual returns (36% or higher is not uncommon with these)
• These are a great introduction to real estate investing without all the risk. They will allow you to get your feet wet in the landlord arena.

Ooooh...Wait! What about gold? Should I invest in gold?

The short answer is don't look at gold as an investment. Rather, look at gold as a safe store of value. More...

As learn to invest money, many questions will arise along the way.

Please feel free to contact me and I will be happy to coach you through your specific situation.